Mumbai/Bengaluru, July 14: Decentro, a full-stack fintech infrastructure company, today announced two senior leadership appointments that sharpen its focus on the two fronts that define its next phase of growth — cross border payments and AI-led debt recovery.. Ankur Sharma joins as Director - Cross Border, where he will drive new business strategy, regulatory engagement and business expansion via GIFT City. Prakash Jangir has been appointed Business Director in Neowise, Decentro's AI-led debt collections platform, where he will drive its growth, business strategy and expansion.
The appointments come soon after Decentro became the first Indian payment aggregator to receive a full Payment Service Provider licence from the International Financial Services Centres Authority (IFSCA), giving it a regulated base to offer multi-currency accounts, collections, payouts and escrow services out of GIFT City. Average daily transaction volumes in GIFT City already exceed $30.6 billion, and Decentro aims to help grow and also process a large pie of this in the coming years.
Together, the two appointments reflect Decentro's dual strategy of pushing India's fintech infrastructure onto the global stage while automating the intelligence layer that keeps lending healthy at home: GIFT City extends Decentro's rails to global merchants and businesses transacting in multiple currencies, while Neowise, acquired in 2023, uses AI-led automation to help lenders manage recovery, cut non-performing assets, and run compliant, data-backed collections at scale.
"Decentro was built on the idea that financial infrastructure should work as one connected stack, not a set of disconnected products," said Rohit Taneja, Founder and CEO, Decentro. "Ankur and Prakash step in at a moment when two parts of that stack are ready to scale in parallel. GIFT City opens a new geography for us. Neowise deepens what we can already do for lenders in India. Strengthening leadership in both is a clear signal of where we're headed."
Ankur Sharma to lead Decentro's business expansion from GIFT City
Ankur brings over a decade of experience in cross-border payments, API banking and regulated financial infrastructure, including senior roles around forex, remittance and treasury businesses at Unimoni. He joined Decentro as Senior Director, Cross-border Business, and In his new role, he will push Decentro's business strategy and regulatory engagement out of GIFT City. Leveraging its new PSP licence for merchant acquisition, virtual accounts, cross-border transfers and escrow services — giving merchants a seamless and regulated route to move money globally.
On the occasion, Ankur Sharma, Senior Director (Business - Cross Border) said, "GIFT City is where India's cross-border ambitions and global finance are starting to meet on equal terms. Decentro's PSP licence gives us a real foundation to build on, and my focus now is turning that licence into products that make it easier for businesses to move money across borders — whether that's trade finance, software services, equity investments, or global collections."
Prakash Jangir named Business Director for Neowise
Prakash brings more than 15 years across banking, fintech and lending, spanning HDFC Bank, InCred Financial Services, Ola, SAVii and, most recently, DPDzero, where he led enterprise business and partner success. He joined Neowise as Director of Business Development in September 2025 and has been part of its leadership through Decentro's integration process. As Business Head, he will scale Neowise's AI-led collections and recovery products across a growing base of lenders and NBFCs, sharpening the automated, data-backed layer that helps lenders manage risk as they grow.
Around his appointment, Prakash Jangir, Business Director, Neowise added, "Neowise sits at a point where AI can genuinely change how lenders go about their collections, and not just make an old process faster. Lenders are dealing with rising NPAs and tighter compliance expectations at the same time, and they need a partner that understands both the numbers and the regulation. My job as Business Head is to scale Neowise into that partner for a much larger base of lenders and NBFCs."
The two appointments underline Decentro's approach to full-stack embedded finance: expanding into new regulatory geographies while continuously deepening the intelligence layer of its existing lending infrastructure. As Decentro scales cross-border access for merchants through GIFT City and AI-led automation for lenders through Neowise, both moves point to a company building depth on two fronts at once, rather than choosing between them.